Speed and flexibility
property types, auction purchases, renovations etc.
Fast Property Finance is one of the UK’s leading property brokers – and the trusted go-to partner for professionals seeking property-related mortgage and loan products.
We provide finance to:
- Private individuals
- UK & Offshore Companies
- Foreign Nationals
- UK and Offshore Trusts
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Our 3 steps to a better Bridging Loan:
1
Borrow any amount from £50,000-£25,000,000
2
Lending decisions within 1 hour.
3
The money could be in your account from as soon as 48 hours
Our Products
Residential Bridging Finance
Experience lightning-fast solutions and effortless financial support when you need it most! Our flexible approach to bridging finance is designed to bridge any financial gap, no matter the reason. We have an open mindset when it comes to lending criteria….
48 hour bridging Finance
If you’re a property owner in need of a quick injection of cash, look no further! We can put anywhere from £50,000 to £300,000 directly into your hands in as little as 48 hours, and in some instances…
Buy to Let mortgages
Our exclusive buy-to-let products are expertly crafted to fill the void left by the inflexible lending criteria of mainstream lenders. With unparalleled flexibility in property types, rental coverage, and loan terms…
Commercial Mortgages
Navigating through a maze of obstacles and rigid requirements, traditional lenders can often take several months before reaching a decision…
Auction Finance
When seizing the opportunity to acquire a property at auction, you’ll often find yourself with 28 days or less to seal the deal. This is where our exceptional speed and streamlined approach truly shine…
Light Refurbishment Finance
Are you an Investor or Developer with big plans to transform a property? Look no further! Our tailored facilities are your key to certainty. With this pre-agreed solution, you can embark on your project with absolute…
Buying property at auction can provide a good opportunity for investors
What they say about us
Discover what our satisfied customers have to say about their experiences with us and join the ranks of happy clients today.
Wow, these guys live up to their name! I found a property to buy at auction which needed some urgent repairs, so I called the Fast Property Finance team and they confirmed everything within a couple of hours with funds received in two days. This meant that I could not only buy the property, but also get my builders in to make the repairs – thanks guys, I’ll definitely use you again!
Bournemouth
I have worked with other brokers in the past, but none have matched the level of service, professionalism, and expertise that you provided. You truly went above and beyond to obtain the funds I needed to buy a second premises for my business, and for that, I am incredibly grateful.
I have no hesitation in recommending you to anyone seeking a top-notch finance broker.
Harrogate
My business needed to buy additional warehouse premises urgently to cater for a new contract that we had won and we are so pleased we spoke to Fast Property Finance! They were able to confirm within hours what we could borrow, what paperwork and information we needed to supply and in only three weeks, we were able to buy the premises just in time for the contract commencing – thank you so much!
Basingstoke
After doing some planning to restructure my buy to let portfolio, I needed to secure a new buy to let mortgage as I couldn’t use my existing lender due to the size of loan I required. Fast Property Finance sourced a new lender quickly and were constantly clear as to what information I needed to supply and the status of my mortgage application, which has enabled me to improve my overall portfolio profitability. I’ll definitely be using Fast property Finance again.
Battersea
As a professional landlord, getting access to the right finance at the right price has been key to our success. The professional advice & expertise received from Fast Property Finance has helped us build a £5 million property portfolio. We have always found them to be able to source the very best deals available and we will continue to use their services and trust their ability on our many purchases to come!
Kings Lynn
Frequently asked questions
Will applying for a loan affect my credit score?
It’s important to note that over time, responsible borrowing and timely payments on approved loans can help improve your credit score. However, it’s crucial to be mindful of how frequently you apply for new credit, as multiple applications in a short time frame can have a more significant impact on your creditworthiness.
Can I repay early?
Regarding buy to let mortgages, repaying your mortgage early or paying over your overpayment allowance are some of the most common reasons an Early Repayment Charge (ERC) may apply. An early repayment charge is usually between 1% and 5% of what you still owe on your mortgage agreement.
You might be able to pay less if you have been with your lender a long time, but this is up to the lender. You can choose to pay your early repayment charge in one lump sum. This might make sense if the charge is lower than the amount of interest due on the rest of your mortgage.
How are you different from a bank?
A broker like Fast Property Finance serves as an intermediary between you and the lenders, which include banks. After discussing your needs, we will take care of the rest. We reach out to our contacts at the lenders and come back to you with options that fit your criteria. We then work with you to figure out which loan best suits your circumstances and will continue to facilitate the transaction through to you receiving the funds.
How long does it take?
Every case is unique however on average, a buy to let or commercial purchase should receive a mortgage offer within 3-6 weeks, and completion another 4 weeks from then. This can differ depending on other variables such as the chain the property is in, so may well complete more quickly than that or can potentially take longer. The process for remortgages is a lot quicker, and we would expect the full process to be completed within 6 weeks.
If you need funds to purchase the buy to let or commercial property more quickly than this, say from a property auction, you may find that Bridging Finance is a better option, as this can be completed in around a month which gives you time to get a buy to let mortgage in place at a later date.
What do your customers use their loans for?
Meeting Transaction Deadlines: Traditionally banks and lenders can take a little bit longer than we wish with approving some loan transactions. Bridging finance can be obtained within hours sometimes.
Chain Break Finance: Bridging loans can be used to cover your finances while you find a new buyer for your home. This means you can go ahead and purchase your new home, and continue with the sale of your old home in the meantime.
Property Auctions:
When seizing the opportunity to acquire a property at auction, you’ll often find yourself with 28 days or less to seal the deal.
This is where our exceptional speed and streamlined approach truly shine. As experts in expediting transactions within tight timeframes, we can offer you the following, to ensure an opportunity is not missed.
Property Refurbishment:
If you are an Investor or Developer with big plans to transform a property, our tailored facilities are your key to certainty. With this pre-agreed solution, you can embark on your project with absolute confidence, guaranteeing its successful completion.
Landlords Looking to Expand:
Building a property portfolio can be an expensive process, and many landlords are reliant upon rent when it comes to purchasing further properties. However, to those not willing to wait, a bridging loan can help your expansion and be repaid by refinancing on to a long-term solution, such as a buy-to-let mortgage.
With regards to commercial mortgages, these can be used to purchase new commercial premises for businesses to trade from, or to remortgage an existing loan that’s secured against an existing property, to raise finance for your business.