Terms & Conditions
This website is provided for information only. We are not responsible or liable, directly or indirectly, for any form of damages whatsoever resulting from the use (or misuse) of information contained in or implied by the information on this site, and as such are not responsible for the consequences resulting from the use of such information.
This website is offered as a free service. By using this site, you signify your acceptance of this policy and terms of service. Your use of this website and/or your acceptance without modification of the Terms and Conditions contained herein constitutes your agreement to all such Terms and Conditions. We reserve the right to modify, alter, or otherwise update these Terms and Conditions at any time and your continued use of the site following the posting of changes to this policy will be deemed your acceptance of those changes and that you agree to be bound by such modifications, alterations, or updates.
From time to time we may provide links to websites maintained by others. We have not reviewed all of the Third-Party Websites from time to time linked to our website and are not responsible for the contents of or any products or services offered in such Third-Party Websites.
You may not modify, copy, distribute, transmit, display, perform, publish, license, reproduce, create derivative works from, transfer, or sell any information, products or services obtained from information derived from this website.
Brompton Asset Finance t/a Fast Property Finance has the discretion to update our terms and conditions at any time. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review our terms and conditions and privacy policy periodically and become aware of modifications. If you have any questions about this, the practices of this site, or your dealings with this site, please contact hello@fastpropertyfinance.co.uk
Brompton Asset Finance t/a Fast Property Finance is committed to supporting those individuals considered to be vulnerable and contact can be made with us via hello@fastpropertyfinance.co.uk also.
Cookie Policy
What Are Cookies
As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or ‘break’ certain elements of the sites functionality. For more general information on cookies see the Wikipedia article on HTTP Cookies.
How We Use Cookies
We use cookies for a variety of reasons detailed below. Unfortunately, in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.
Disabling Cookies
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of this site. Therefore it is recommended that you do not disable cookies.
The Cookies We Set
We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in. When you submit data to us through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence.
Third-Party Cookies
In some special cases, we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.
More Information
Hopefully that has clarified things for you and as was previously mentioned if there is something that you aren’t sure whether you need or not it’s usually safer to leave cookies enabled in case it does interact with one of the features you use on our site. However, if you are still looking for more information then you can contact us through one of our preferred contact
Privacy Policy
At Brompton Asset Finance t/a Fast Property Finance we respect your right to privacy and work rigorously to ensure that all customer data is held securely and properly protected. We will only use information held about you lawfully in accordance with the terms of the Data Protection Act 2018.
Website use
The information provided on this website or contained in any link to this website is for information purposes only. The site is intended for those accessing it from within the United Kingdom and we cannot guarantee that the information complies with or is appropriate for use in other jurisdictions. If you are not a resident of the United Kingdom please do not use this site.
You are responsible for use of this website and must ensure you comply with these Terms.
Your personal information
You may give us information about yourself by filling in forms (off-line or online), or by speaking with or corresponding with us. This includes information you provide when you make enquires or proceed with an application, such as your name, address, date of birth, banking information, email address, telephone number and identification documents.
Regarding each visit to our website we may automatically collect technical information about your visit including, but not limited to, the IP address used to connect your computer to the internet, your operating system platform, your browser type, and the pages viewed). This type of information is not used on an individual basis and is only gathered automatically on an aggregated basis.
In addition to any personal information that you give to us, we also work closely with third parties (including for example credit reference agencies) and we may gather information about you from them.
Using your personal information
We use the information held about you in the following ways:
- to verify your identity (as a borrower or lender)
- to allow us provide you with information and services you request from us
- to notify you about changes to our service
- to carry out our obligations that may arise from any contracts entered into between you and Brompton Asset Finance t/a Fast Property Finance
- to determine your eligibility (and if suitable) to provide, or permit associated third parties to provide you with promotional material on a particular product or service.
- to ensure our website is presented in the most effective manner for you, and as part of our efforts to keep our website safe and secure.
Information on how to opt-out can be found in our ‘Contacting You’ section below. We may combine information we receive about you from other services with the information you provide to us.
Sharing information with third parties
We are committed to maintaining high standards of anti-money laundering and fraud prevention. Therefore where we are under a duty to do so, we will share your personal data in order to comply with legal obligations. We may share your information with certain law enforcement, and fraud protection agencies.
It may be necessary for Brompton Asset Finance t/a Fast Property Finance share your information with carefully selected third parties to assist us in providing services to you. These services can include the provision of software, database storage, identification check and credit search software.
Where it is necessary for us to share information in such circumstances, our non-affiliated third party service providers shall store your data confidentially and we shall take reasonable care to ensure that it is only used for the purposes of providing services as directed by Brompton Asset Finance t/a Fast Property Finance
Given your expressed consent we may disclose your personal information to third parties to fulfil your instructions. We do not sell or share your details with companies outside Brompton Asset Finance t/a Fast Property Finance for marketing purposes.
If you do receive any unsolicited marketing from other companies that you think you shouldn’t be, you can prevent this by registering with the Mailing, Telephone, or Fax Preference Services, who are contactable at the following telephone numbers: Mailing Preference Service– 0207 291 3310, Telephone Preference Service – 0207 291 3320, Fax Preference Service – 0207 291 3330 For more details about Preference Services refer to the Direct Marketing Association web site at: www.dma.org.uk
Sharing information with our partners
Brompton Asset Finance t/a Fast Property Finance may share your information with our partners. These will include lender’s and designated FCA Authorised Advisors. If we share your data with our partners we will take all reasonable steps to ensure that the same policies relating to privacy as set here are applied to your personal information.
Data subject rights
When we hold personal information regarding a data subject, you have the following rights related to your personal data and how it’s processed, as follows:
- The right to be informed – this means we must provide, at the point of collecting your data, a privacy or verbal notice informing you of how your personal information will be used.
- The right to access your personal information – this means that you have the right to know what information we hold on you, and to request a copy of it. This information is provided free of charge.
- The right to get inaccurately recorded information corrected.
- The right to erasure – this means that you can request that your personal data is deleted from our records, also referred to as ‘the right to be forgotten’. This can be subject to any legal or regulatory requirements placed upon us.
- The right to restrict how your personal information is used – this means that you have the right to object to how we use your personal information, including for direct marketing purposes.
- The right to receive your personal information in a legible and transferable format.
- The right to object to the use of your personal information.
- Rights related to automated decision-making including profiling – this means you have the right to refuse to your personal information being used to make a decision based on an automatic process without human intervention.
For further information on how to action any of these rights please contact the Information Officer at the address below on this statement.
DATA PROTECTION 2018
The information that you have or will provide is subject to the General Data Protection Regulations (GDPR) 2017 and the Data Protection Act 2018.
1. By reading this document relating to each statement below you give us consent to obtain, hold and utilise your data obtained only for the purposes stated. This includes consent for us to use it manually and electronically for processing and for us to pass this data to any company (e.g. Lenders) associated with the purpose we are obtaining the data for as stated in this consent declaration.
“Processing” includes obtaining, recording or holding information or data, transferring it to other companies associated with us, such as product providers, the Financial Conduct Authority (FCA) or any other statutory governmental or regulatory body for legitimate purposes. The regulations state that firms to whom data may be shared with must be named, however guidance also states common sense should be applied so as not to overload the data subject hence the use of the term product providers.
Please note it is important to bear in mind if the data being processed relates to personal insurance applications this can include very sensitive personal data and you may also be requested to sign a consent declaration to confirm you give us consent to hold and process that sensitive personal data.
2. Your rights as a data subject.
- You can request a sight of the data we hold about you at any time giving us a written request you may be charged a fee for multiple requests.
- You have the right to request that we delete any data we may hold about you at any time giving us a written request.
- You have the right to request a correction of any data you believe is incorrect in writing.
- If the data is held in two or more names all parties must provide and/or sign the written request.
- You as the data subject have the right to request that your data is transferred to another authorised legal entity. The request must be in writing from all data subjects making clear that the request is made in good faith, honestly and indemnifying this firm in the delivery of this data.
3. Our rights and responsibilities as a Data Controller.
- We undertake to hold the said data as accurately and securely as is reasonable to meet our legal and regulatory obligations.
- We are required to hold certain data to fulfil our legal and regulatory responsibilities even if the data subject has requested deletion of their records.
- We will endeavour to enable data deletion and/or amendments as speedily as possible subject to any legal or regulatory requirements as referred to above.
- We operate on the basis that the data supplied by the data subject is honest and accurate.
4. Specific Data Consents.
- I/We consent to the firm collecting, holding and processing my/our data to enable the firm to obtain a mortgage, loan and/or appropriate insurance on my/our behalf. I/we agree to the firm holding my/our data for a minimum period of 1 year (12months) from the date of legal completion of the intended transaction.
- I/we understand and accept that the firm will have both a legal and a regulatory requirement to hold my/our data for an indefinite period.
2A The importance of regularly reviewing your mortgage and/or other associated business has been discussed with you, in order to do this we would need to contact you in the future.
2B You agree for us to contact you by phone, letter or e-mail to discuss your financial arrangements. - I I/We consent to the firm holding and processing my/our data and to make contact with me/us on a regular basis but at least on a six-monthly/annual basis) to enable the firm to both manage our relationship and/or keep me/us informed of product or similar appropriate reasons.
- If you do not wish to be contacted in the future please write to the Data Protection Officer – Brompton Asset Finance t/a Fast Property Finance – Thistledown Barn Holcot Lane, Sywell, Northampton, England, NN6 0BG.
- I/We consent to the firm collecting, holding, and processing my/our data to pass on my/our personal data to any finance providers such as mortgage lenders, finance providers, insurers and credit reference agencies, fraud prevention agencies as appropriate to our specific financial requirements. I/We consent to the firm taking up references in support of our financial requirements.
I/we understand and accept that the firm will have both a legal and a regulatory requirement to hold my/our data for an indefinite period.
PLEASE NOTE.
All communications should be addressed to the Data Protection Officer. Thistledown Barn Holcot Lane, Sywell, Northampton, England, NN6 0BG.
We will treat all your personal information as private and confidential (even when you are no longer a customer) except where we are permitted by law or where the disclosure is made at your written request or with your consent in relation to arranging your loan and/or mortgage or other
Contacting you
We and selected third parties will contact you by telephone, email or post for the purposes of our dealings with you, and may also contact you to inform you about products and services which we believe may be of interest to you. You can opt-out of receiving marketing material by contacting us at unsubscribe@fastpropertyfinance co.uk
Where we store your information
Information we hold about you will not be transferred to, or stored at, a destination outside of the European Economic Area (EEA). Such information is securely stored only in the UK. We will take reasonable care to ensure that your data is treated securely and in accordance with our privacy policy. We limit the data we collect from you, keeping it to the minimum required for us to provide our service to you. We will keep your information for as long as is required by us in order to comply with legal and regulatory requirements, or other operational reasons in relation to your dealings with us.
Website security
We endeavour to protect your personal data but cannot fully guarantee its complete security of transmitted data, and as such any transmission is made at your own risk.
About cookies
Almost all modern websites including ours use cookies. By using this website and agreeing to this policy, you consent to Brompton Asset Finance t/a Fast Property Finance use of cookies in accordance with the terms of this policy. Cookies are very small text files that are stored on your computer when you visit some websites.
We use cookies to help identify your computer so our website can remember user preferences, enhance user experience and track page visits.
There are two main kinds of cookies: session cookies and persistent cookies. Session cookies are deleted from your computer when you close your browser, whereas persistent cookies remain stored on your computer until deleted, or until they reach their expiry date.
Brompton Asset Finance t/a Fast Property Finance uses Google Analytics to analyse the use of this website. Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to our website is used to create reports about the use of the website. Google will store and use this information. Google’s privacy policy is available at: http://www.google.com/privacypolicy.html
You can disable the storage of cookies on your computer, but blocking cookies may have a negative impact upon the usability of some websites.
Access to information
Brompton Asset Finance t/a Fast Property Finance uses Google Analytics to analyse the use of this website. Google Analytics generates statistical and other information about website use by You have the right to access information held about you. We are legally obliged to send you a copy of this information at your request, free of charge. If you wish to make a request for this information please do so in writing to our Information Officer at the address below. Any request MUST be signed by all parties involved.
You will receive a response from us within 30 days of us receiving your request.
Please send your request to
Data Protection Officer
Thistledown Barn,
Holcot Lane,
Sywell,
Northampton,
England,
NN6 0BG.
Complaints Policy
Brompton Asset Finance t/a Fast Property Finance takes complaints very seriously and has in place a complaints procedure compliant with all regulatory requirements.
Any complaints should be directed in the first instance to The Managing Director – Brompton Asset Finance t/a Fast Property Finance – Thistledown Barn Holcot Lane, Sywell, Northampton, England, NN6 0BG.
Changing our privacy policy
Although infrequent, any future changes to our privacy policy will be posted on this web page. Please check this page again to be made aware of any changes.
CONTACTING US
Any questions, comments, or requests regarding our privacy policy are welcome, and should be addressed to info@fastpropertyfinance.co.uk
